Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks. Laybuy is available for our Australian, New Zealand & UK-based customers.

Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.

If you wish to return your items you can simply return through the normal process and you will be refunded through Laybuy.

Please note: If you have not made the payment before the due date, and the automatic payment fails, you be will given you a further 24 hours to pay. Failing to meet this, you will incur a late payment fee of $10 and a further $10 late fee if the payment is not made within 7 days.

Should you have any difficulties in making your payments, please contact Laybuy directly.

Please see Laybuy terms and conditions here.